With growing affluence, the world’s population is living longer in terms of life expectancies in general. The last two decades have also shown decreasing age-standardized death rates from the common killers. The function of health insurance is to reduce the policyholder’s financial burden to pay for the medical expense in case of sickness or injury resulting from accident. Some employers will provide group medical insurance to their employees. However, the cover provided under group health insurance may be insufficient. Employees have to pay for the difference if their medical expenses exceed the reimbursement limit in the group medical policy. As such, some employees will take out an additional individual health insurance. In the event of any claim exceeds the maximum limit of one of the policies, the difference can be recovered from the other policy. This will minimize the medical expenses borne by the employee. To obtain the most suitable cover, an applicant will usually gather all relevant medical plans from insurance companies for comparison. However, there are various kinds of medical plans in the market with different protection coverage, insured limit, terms and conditions, and even difference in quality of services. All these are dazzling, making one difficult to choose. In fact, to choose a suitable plan, it is important to understand one’s actual need for medical service and to have basic understanding of what health insurance is about. We have professional insurance experts who can provide you with free medical insurance counseling service that help you understand and compare different health plans of different insurance companies. To be a smart consumer, do not hesitate to call us at (852) 3158 5000 for any enquiries. We are happy to find you a solution.
Medical Solution
The function of health insurance is to reduce the policyholder’s financial burden to pay for the medical expense in case of sickness or injury resulting from accident. Some employers will provide gro...
Critical Illness
With growing affluence, the world’s population is living longer in terms of life expectancies in general but at the same time the lives of far too many people globally are being blighted and cut short...
Accidental & Disablement
The function of health insurance is to reduce the policyholder’s financial burden to pay for the medical expense in case of sickness or injury resulting from accident. There are various kinds of medi...
Long-Term Care
The most commonly cited diseases that required long-term follow-up by doctors, including disease of the circulatory system, endocrine and metabolic disease and musculoskeletal disease. Once a patient...